Why should you buy a mobile screen insurance plan for your OnePlus phone?

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Why should you buy a mobile screen insurance plan for your OnePlus phone?

Why should you buy a mobile screen insurance plan for your OnePlus phone?

OnePlus smartphone was launched in 2013 in the high-end segment. Since its launch, it is the most-talked-about flagship phone. And, those using OnePlus cannot deny that it is worth the hype.

With new features and advanced technologies incorporated in the design of the phone, the price is pushed on to the higher side with every new launch. This clearly explains the exorbitantly high repairing cost and the cost incurred due to the replacement of shattered mobile screens. A mobile screen insurance plan takes care of such unavoidable expenses.

Bajaj Finserv offers a mobile screen insurance plan- CPP Fonesafe Lite under its pocket insurance subscription plans. 

The mobile screen protection plan is different from the extended warranty scheme. The extended warranty scheme primarily ensures the replacement and repair of your phone only in cases of a manufacturing defect. Whereas, accidental damage is insured under the mobile screen damage protection plan. You should certainly consider buying one for your expensive mobile like One Plus.

What is covered under the Mobile Screen Protection plan?

The Mobile screen damage protection plan offers insurance coverage under the following circumstances:

  • Accidental Damage

Under the mobile screen insurance, any accidental damage of the phone screen is insured. Accidental damage means any physical damage such as breakage of the mobile screen that hampers the functioning of the phone. Mobile Screen accidental damage protection takes into account any unexpected and non-deliberate damage to the screen.

  • Internal Breakdown

Any kind of electrical and mechanical breakdown of the screen is covered under One Plus screen insurance. Breakdowns such as malfunctioning of the sensors of the screen are insured.

  • Damage due to disasters

The mobile insurance provides financial coverage against damages caused to the screen due to man-made and natural disasters. Protection against calamities such as floods, earthquakes, riots, strikes, fires, explosions, etc. is provided. 

  • Damages due to Theft

Any harm to the screen as a result of theft and burglary is also insured as specified in the Certificate of Insurance. Before raising a claim in case of theft, filing an FIR is mandatory.

What is not covered under the Mobile Screen Protection plan?

The OnePlus phone insurance does not take into account damages that occurred under the following circumstances.

  • Any damage that is intentional or deliberate
  • Damage due to any liquid spill
  • Damage due to pollution
  • Damage due to terrorist activities

How to purchase the Mobile Screen Insurance Plan?

The procedure to apply for the plan is simple. Here’s a step-by-step explanation on how to buy the Mobile Screen Insurance Plan.

Step1: Fill in the application form with all the required details such as name, mobile number, OnePlus model name. Submit the application after filling the form.

Step 2: Pay the premium using any preferred mode of payment.

Step 3: To approve the transaction, enter the OTP received on your registered mobile number. 

On successful payment, a Certificate of Insurance specifying the details of the plan will be mailed to your registered mail account.

How to claim Mobile screen insurance?

It is important to note that in case of accidental damage to your screen, the claim regarding the screen has to be raised within 24 hours.

The following set of documents are required to put a claim and get it approved.

  • To substantiate the claim amount, documents such as invoices and bills have to be attached. 
  • In case of theft or burglary, an FIR copy is a must.

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